I’ve found myself lately confronted with an issue that I’ve never had to explore before: the concept of our money.
What does this mean? How do we go about splitting your expenses from my expenses? Your income and my income? My debt and your…well, the BF doesn’t have any debt to speak of. He paid off his car in December. So how do we deal with that issue?
I’ve always been a strong believer in the independent woman thing, where you never tie yourself to or rely on any man for what you want/need. I can’t help it. I was socialized this way from an early age.
Our situation is somewhat typical, I see it all the time. I make less than the BF. Significantly less. We’re talking 20k. He has assets, I don’t. I have debt, he doesn’t. He’s older than I am, he lived at home through school – something I didn’t have the opportunity to do – and I traveled the world for an exchange and have continued to obsess with travel since. This doesn’t upset me, as I made the choices I thought were best for me, and he made many more sacrifices than I have to stay debt-free. I don’t know how I would have survived commuting to university while living at home. To be honest, I’d love to be further ahead than I am (hence this blog…) but I can see the value in the experiences and trials I’ve had. Therefore, no complaints.
But where to go from here?
Anything we’ve been talking about lately has been an us and we kind of decision. Going on vacation, buying a house, even new shoes seem to be a decision made by the household because it ties into the disposable income we have to spend later on.
Joint accounts? Joint mortgage? Joint credit? It’s all so confusing and overwhelming.
How did you deal with these issues? #help!